Last updated: August 19, 2026.
Read this notice before using any information published on amigosdadecor.com . It applies to all content on the site, especially articles about loans, credit cards, insurance, social benefits, and promotions.
1. We are not a financial institution.
Amigos da Decor is a journalistic and educational vehicle maintained by GNOMO DIGITAL SOLUÇÕES WEB LTDA (CNPJ 47.167.102/0001-60). We are not a bank, financial institution, fintech company, banking correspondent, insurance broker, investment consultancy, or credit intermediary , and we have no representational relationship with the institutions mentioned in our texts.
We do not receive proposals, we do not perform credit analysis, we do not approve limits, we do not release funds, we do not issue policies, and we do not have access to anyone's accounts, contracts, or registration data.
2. We never charge anything.
All content is free. We do not request payment, upfront fees, deposits, PIX (Brazilian instant payment system), passwords, SMS verification codes, card numbers, or document submissions under any circumstances. If someone contacts you using the name "Amigos da Decor" and asks for money or sensitive data, it's a scam : do not respond and notify us at [email protected ]
3. Informative content, not personalized recommendations.
Our articles are for general informational and educational purposes only. They do not constitute financial, legal, accounting, tax, or investment advice and do not take into account your individual situation—income, debt, credit score, goals, or risk profile. Before contracting any financial product, assess your ability to pay and, if possible, consult a qualified professional.
4. Conditions change without notice.
Interest rates, APR, fees, annual fees, limits, terms, grace periods, eligibility rules, and product availability are defined by the institutions and may change at any time . The values mentioned in the texts refer to the date of publication or the last update. Always confirm the current conditions through the institution's official channels —official website, app, or branch—before signing any contract.
5. Third-party links and offers
We can provide links to websites of banks, insurance companies, and other businesses. We do not control these environments and are not responsible for their content, security, commercial terms, or customer service. Any contract creates a relationship exclusively between you and the chosen company. Verify that the institution is authorized to operate by the Central Bank of Brazil or SUSEP , as applicable.
6. Advertising
This website is supported by advertising and may contain advertisements and sponsored links. The display of advertisements does not constitute an editorial endorsement of the advertised product nor a guarantee about it.
7. Social benefits and public programs
Content regarding government aid, benefits, and programs is compiled from official sources, but does not replace consultation with the relevant official channels (gov.br, INSS, Caixa, municipalities, and state agencies). We do not mediate benefit requests and do not charge for providing guidance on them.
8. Limitation of Liability
To the maximum extent permitted by Brazilian law, GNOMO DIGITAL SOLUÇÕES WEB LTDA is not liable for losses, damages, harm, indebtedness, or frustration of expectations arising from decisions made based on the content of this website, errors, omissions, or outdated information, or the actions of third parties.
9. Corrections
If you find any incorrect or outdated information, please write to [email protected] We will correct and record the update. See also the Editorial Policy , Terms of Use , and Privacy Policy.